Online Shopping can be a time saver and a money-saver!

My focus here is using online shopping as a strategic weapon ... almost a survival tactic! (Of course, it can also be a selfish, well-deserved opportunity to treat yourself - but I deal with that elsewhere. If this is the direction you're interested in, head for the "Pamper Yourself" link on the left.)

As a mom, your time is precious; so much so that it can make sense to buy some things online even if it costs more, provided it frees up valuable mom-time. But in reality you can often go online shopping and save money by doing so. 

At one time you probably actually enjoyed shopping expeditions; but that was Before Kids. As you know all too well, the rules changed when the kids came along. There are MANY advantages to online shopping for some stuff. How much do you enjoy getting the kids ready and dragging them around with you? When I had toddlers it used to take me longer just to get them ready to go with me than it did to do the shopping BK (Before Kids).

Even if kids are in school, your schedules are dictated by kid activity timing (home from school, drop off at soccer or ballet or whatever, you've got 35 minutes to get to the shops, just hope there’s parking ...).

If you do your online shopping right it can be a safe, valuable and pleasant convenience, instead of a stressful chore.

* You can do it before the kids are up, during their nap, while they're at school, while they're at supervised after-school activities, after they're in bed - and do it from the comfort of your living room, with a coffee in your hand, sitting in your pj's.

* You don't waste time traveling there and back.

* No parking hassles either.

* Save on gas and help the environment.

* No line-ups, no crowds.

* No dragging kids, or husbands, along who don't want to be there.

OK, so what kind of things should you buy through online shopping? Well of course you can buy pretty much anything but there are some "natural" products where on-line shopping plain makes sense from a perspective of time-saving and convenience.

1. Save on Energy costs with this great ebook - it has over 200 energy saving tips to cut the cost of your heating and electric bills. The book is inexpensive presently under $30, and you will easily recover this in savings, whether you are a home owner or a renter - just click here to be on your way to energy savings.
2. Clothing "consumables" ... meaning pantyhose, socks, underwear, handkerchiefs, etc. There's a great place online where you can get bargains with Coupons and Special Offers at HerRoom.com on a whole range of women's clothing needs, plus some great advice. Do you know how to measure yourself to find your correct bra size? You can find out for sure, whatever your size, at this bra fitting guide which also gives details for you if you have breast implants! This is much easier than having the kids drag along while you try to find the bra you want in the correct size!

1. 
   
2. Household Cleaners can be researched and purchased online, saving lots of time and energy going store to store. You can see some of the major brands with great prices, if you click the following link 
   Hoover, Eureka, Dyson, Sanitaire, Electrolux Vacuums. Best prices on the web.
   
      
   Click here to Buy Vacuums, Bags, Belts & Parts. Get $5 on your next purchase.
   Lowest Price Guranteed.
   
   
3. Household "consumables" - take a look at buying non perishables online.
   
   
4. Clothes that you don't have to try on! There are some unbelievable deals on fashion items out there; some of my favorites can be found here for New Arrivals at LizClaiborne.com! There are plus sizes for those of us who are more cuddly, and also a men's section, all to make your life easier.
   
   
5. Shoes can be tricky (and perhaps you consider shoe-shopping a pleasure; I'm one of the strange ones who thinks its a chore, but no-one has ever mistaken me for being fashionable).
   
   
6. There are some terrific online shopping deals on handbags and accessories, deals you'd never find in your local shops. If you know where to look, you can find brand new designer goods for cents on the dollar. Try here for Shop Liz Claiborne Accessories, you are bound to find something you like!
   
   
7. Kitchenware. Again, there are some great deals out there; some of the best are online.
   
   
8. Toys and products for children. There are always things you would like to buy for your children, or someone elses!                                                                                                              Check out these great toy deals at Amazon.
   
   Did you know that you can get John Deere toys and accessories for kids at WardsKids.com?
   
   It's amazing what they have to offer these days. For those dancers in your family there's Everything for your little ballerina -
    shop ballerina gifts and decor items for her room at WardsKids.com
   
   There are also lots of neat toys at Magic Cabin Best Sellers for you to browse through!
   
   
   
9. There is a great place to get unusual videos, gifts for special events, for adults and children, 
   and what is more, you can get . 
   
   
10. Of course, everyone needs good cards for the many occasions that pop up during the year. You'll need  or  and you are bound to find plenty of suitable cards here, especially since you can customize them yourself!
11. Children need all sorts of things as they grow, and furniture needs change too. Find futons and childrens furniture at WardsKids.com
    
    
12. Artwork is always a lovely gift both to give or receive, and you can easily choose many gifts from ART PRINTS - Art.com!
    
    

    

    
    
    
13. Insurance of any kind - auto, health, home. You're in a position where there are literally thousands of companies wanting your business; you can request quotes for all sorts of coverage in seconds with no obligation whatsoever, knowing that the competition for your business is fierce. For online shopping insurance, I suggest you try these.
    
    
14. Loans of any kind, for any reason - you can probably even find a better mortgage deal online than anywhere else. You can even get pay-day loans online, with cash being transferred to your account. These businesses are the ones with the lowest rates I've found; these do not always have the lowest rates, but they turn quotes around very quickly. Pay-day loans come with a high price, of course, but they can be extremely handy; I recommend pay-day loans from these folk.

Earlier I said "buy with caution." What do I mean? Well, there are a few things to watch out for.

First of all - online credit card use is in many ways a LOT safer than using a credit card in a gas station or a restaurant. But it still makes sense to have a card with a small limit that you use for ALL your online shopping. That way, if a "nasty" gets their hands on your credit card information, the damage is easily contained. And if you choose the right card you're protected even if someone rips your information off.

If you want, you can even get insurance in the form of a company monitoring your card use and raising a red flag if suddenly they see purchases being made that are out-of-town, or don't "fit" your usage profile. (Initially I had some concern about anyone monitoring my use - but of course every transaction on every credit card is open to someone’s scrutiny anyway, so what’s the big deal? And, by using just one card for all your Internet purchases, you limit the scrutiny anyway.) Some of the Better Business folk say this is an unnecessary expense, though; that if you take some simple precautions you shouldn't need to pay for insurance.

Second - if it’s not a store you know by good reputation, it’s worth a quick search on one of the popular search engines (most people use Google, I use Dogpile); search both on the company name and then on the web site name and see what pops up. Review the first 20 or 30 responses to the search ... you'll often find complaints from forums or even people’s personal web sites when there’s a merchant performing badly. My husband's partner was about to make a purchase via eBay and this search revealed that the "seller" was a 100% scam artist.

Third - unless this definitely comes under the "treat yourself" or "pamper yourself" heading, ask if it’s something you need; and is it really good value?

Fourth - check the shipping details. For some stores, shipping is free if you buy more than a certain amount, so it can make sense to place one large order than several smaller ones over time, PROVIDED we're talking about things you really need!

Finally - check the warranty and terms for return, just as you would with a regular in-person purchase at a store.

Now, there are some things you simply can't buy without being physically present. Goods from a bakery, for example, are best bought in person, fresh that day! And although you used to have to buy your own groceries, these days there are companies that will do this for you, thus saving you a bunch of time for the more important things. 

By planning ahead, you can minimize shopping travel, combining a trip to the bank with a stop at the bakery and a dash to the library if one place is en route to the other, but you probably do this already! Or maybe these can be done while one child is at soccer practice. Automatic tellers make banking easier, and with online banking too, you rarely need to see the inside of a bank or stand in the line-ups there, thank goodness.

Well, all this talk of shopping has got me hooked, so online shopping here I come!